FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Our locations will be closed on Tuesday, November 11th, in observance of Veterans Day.

NOW OPEN!
Our latest location for better local banking is now open in Falmouth. Learn more and help us spread the word!

BANKS NEVER ASK THAT

LOSB will NEVER ask for: PINs, Passwords, Full SS#s, Full Account #s, Debit Card #s, or Online Banking Credentials.

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ONLINE & MOBILE BANKING UPGRADE
Streamlined appearance, customizable dashboards, improved message center, easier payments, and a whole lot more. Sign in with your same old Username and Password.

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MAXIMIZE YOUR YIELD
Our CD rates are up, which means your money can be making you even MORE money! Guaranteed earnings and many term options for you.

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Loan Pay

Quick and convenient online payments to keep you on the move!

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Mobile Deposits

Quickly deposit checks from your smartphone at your mailbox.

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Business Checking

We'll help you choose the right account for your business.

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When A Friendly Text Costs You More Than A Hello

Erin Battenfield / Wednesday, October 29, 2025 0 113

A new scam is making the rounds, and it starts with a simple, unexpected text message from an unfamiliar number. It might say something casual like “Hey, how are you?” or “Are you coming to the BBQ later?" messages designed to seem friendly and harmless.

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Resources

Lake-Osceola State Bank provides you with a variety of resources to help get to know us, keep yourself safe while you go online, and stay informed on what's happening in the communities we serve. You'll also find helpful financial tools to assist with your planning and budgeting needs.

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