Personal Checking

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Personal Checking

Because we know our customers closely at Lake-Osceola State Bank, we have designed our checking account options to suit different lifestyles. And because you will use your checking account almost every day, you want to make the choice that fits you best.

Our Customer Service Representatives help you match your needs with the account that is just right for you, your goals, and the way you like to manage your money.

Call or stop in today and speak with a representative to find out which checking account is best for you!

Personal
eChecking

This free account lets you manage your money from your cell phone.

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Simply
Checking

Keep it simple with the option for paper checks and statements.

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Personal Interest
Checking

High balance carriers will love a checking account that earns interest.

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Modern
Checking

An updated account that pays interest on balances over $1000.

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Supreme
Checking

A $2500 minimum balance waives the service fee for this account.

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Debit Cards
 

Safe and convenient, plus access to free LOSB ATMs.*

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Check Orders
 

Call 1-877-838-5287, or fill out the form in back of your checkbook.

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Overdraft
Solutions

LOSB will cover your overdrafts — up to your Overdraft Privilege limit.

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Compare Accounts

BENEFITS Personal
eChecking
Simply
Checking
Interest
Checking
Modern
Checking
Supreme
Checking

First Box of Checks Free

 

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Free Check Orders
*On select checks

 

 

 

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Unlimited Teller Transactions

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MasterCard
Debit Card

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Free Small SafeDeposit Box

 

 

 

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Free Access to Online Banking & Billpay

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Free Check Imaging
(Images of Cleared Checks in Statement)

 

 

 

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Interest on Balances of $1000 or Above

 

 

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How to Avoid a Monthly Service Charge

This account requires e-statements and that the online banking is logged into once per month.

Maintain a balance of $100 all month long and receive no service charge.
If you get direct account we will discount the monthly service charge to $3.

Maintain a balance of $500 all month long and receive no service charge.

N/A

Maintain a balance of $2500 or maintain a total relationship with the bank of $10,000 or above.

Service Charge

FREE*
If your online banking remains inactive for 2 months your online banking will expire resulting in statements being sent to your mailing address and a $6 Statement Fee.

$6
$3 w/direct deposit

+$2 for Imaging
*Optional

$8

+$2 for Imaging
*Optional

$8

$10

 

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